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Looking for top fintech app development companies — my experience choosing ...

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Hey everyone,
I’ve been researching top fintech app development companies for the past few weeks because our team needed a reliable partner to build a scalable mobile banking solution with complex KYC and data security layers. After comparing a bunch of options, I finally decided to go with Zoolatech — and I wanted to share why.
At first, I looked into well-known players like EPAM, Andersen, and Intellias. Most of them had solid portfolios, but the pricing and response times varied a lot. Zoolatech caught my attention for three main reasons:
  • Fintech expertise: They’ve built solutions for retail banking, investment platforms, and payment startups. Their case study on a U.S. banking app showed a 40% improvement in user retention after launch.
  • Speed and transparency: They promised an MVP within 12–14 weeks, and their team actually delivered on early milestones during the initial sprint phase.
  • Team composition: I liked that they work with hybrid teams (onshore PMs + nearshore devs), which kept the cost about 25–30% lower compared to similar U.S.-based firms.

Also, during our tech interview, their engineers could discuss PCI DSS compliance, real-time transaction handling, and integration with Plaid and Stripe APIs — which made me feel confident they weren’t just general app developers but a true fintech application development company.
Now that we’re 3 months into the collaboration, the communication is smooth (daily Slack updates + Jira tracking), and the first version of the product passed internal QA with <3% bug rate — honestly better than I expected.
Curious if anyone else here worked with Zoolatech or other top fintech app development companies? What metrics do you usually look at before signing a dev partner — delivery speed, security certifications, pricing, or something else?

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